The hustle and bustle of the holiday season is a stressful time. Add to that the financial stress of buying decorations, gifts, and parties and it can feel overwhelming for many people. Are you blessed to have an abundance of resources in your pocketbook? You don’t just have to give an offering at church or make a donation to charity to be charitable during the holidays.

During the holiday season, see if local stores have layaway plans that allow customers to pay for purchases over several weeks. Be a secret Santa and pay off someone’s holiday gift balance. Imagine the relief someone will feel when they discover the large purchase they are trying to pay off has been paid in full!